Skip to Content
fdic-digital-sign.blacktext
Screenshot 2025-05-27 at 12.28.09 PM
  • Home
  • Individuals
    • Checking
    • Cards
    • CDs / IRAs
    • Savings
    • Lending
    • Services
    • Calculators
  • Businesses
    • Checking
    • Cards
    • CDs
    • Savings
    • Lending
    • Services
    • Calculators
  • Who We Are
  • Customer Education
  • Bank Owned Properties
  • Log In
  • Contact Us

Business Accounts

Tailored account options and features—remote/mobile deposit, debit card access, and clear statements—to help manage cash flow smoothly. 

Checking

Manage cash flow with tailored accounts, debit access, e-statements, and remote deposit capture.

Learn More

Cards

Set daily withdrawal and purchase limits, get real-time alerts, and protect your funds with easy controls.

Learn More

Savings

Use a savings account with daily accrual and quarterly crediting to support reserves and future investments.

Learn More

CDs

Lock in higher returns over a term with automatic renewal and clear withdrawal penalties.

Learn More

Lending

Find operating lines, equipment and real estate financing, ag loans, and more—designed to support operations and expansion.

Learn More
Screenshot 2025-05-27 at 12.28.09 PM

We take pride in customer satisfaction as well as keeping your money at "home" where it belongs - working for you and our community.

Hometown Banking - Wherever You Are.

EHLlogo
fdic

Resources

  • Individuals
  • Businesses
  • Who We Are
  • Customer Education
  • Bank Owned Properties
  • Log In

Locations

Fort Payne
2407 Gault Avenue N
500 Gault Avenue S
Phone: 256-845-6101

Rainsville
246 Main Street E
Phone: 256-638-2200

Henagar
17583 Hwy 75 N
Phone: 256-657-2200

Grant Office
4770 Main Street
Phone: 256-728-8000

Customer Service

ATM available at each location.

customersupport@fsbal.com

Lost or stolen debit card: 1-800-383-8000 

Lost or stolen credit card (Visa™, MasterCard™, and Gold MasterCard™): 1-800-325-3678

24 hour Telephone Banking
256-845-0882

NMLS# 435147

 

© 2025 First State Bank.  Member FDIC. Equal Housing Lender.
 

Privacy Notice | Terms of Use