--- title: Business Accounts | Manage Cash Flow with Tailored Features | First State Bank description: Discover tailored business and individual accounts, cards, savings, CDs, lending options, and calculators to effectively manage your financial needs and support growth. --- [Skip to Content](https://fsbal.com/businesses#body) ![fdic-digital-sign.blacktext](https://fsbal.com/hubfs/fdic-digital-sign.blacktext.svg) Cancel Continue [![Screenshot 2025-05-27 at 12.28.09 PM](https://fsbal.com/hs-fs/hubfs/Screenshot%202025-05-27%20at%2012.28.09%20PM.png?width=89&height=55&name=Screenshot%202025-05-27%20at%2012.28.09%20PM.png "Screenshot 2025-05-27 at 12.28.09 PM")](https://fsbal.com/?hsLang=en) Toggle Menu - [Home](https://fsbal.com) - [Individuals](https://fsbal.com/individual) Toggle children for Individuals - [Checking](https://fsbal.com/checking) - [Cards](https://fsbal.com/cards) - [CDs / IRAs](https://fsbal.com/cds-and-iras) - [Savings](https://fsbal.com/savings) - [Lending](https://fsbal.com/lending) - [Services](https://fsbal.com/services) - [Calculators](https://fsbal.com/calculators) - [Businesses](https://fsbal.com/businesses) Toggle children for Businesses - [Checking](https://fsbal.com/business-checking) - [Cards](https://fsbal.com/business-cards) - [CDs](https://fsbal.com/business-cds) - [Savings](https://fsbal.com/business-savings) - [Lending](https://fsbal.com/business-lending) - [Services](https://fsbal.com/services) - [Calculators](https://fsbal.com/calculators) - [Who We Are](https://fsbal.com/who-we-are) - [Customer Education](https://fsbal.com/customer-education) - [Bank Owned Properties](https://fsbal.com/bank-owned-properties) - [Log In](https://fsbdkcal.banking.apiture.com/DigitalBanking/fx?iid=FSBDKCAL) - Open Search Search Submit Search - [Contact Us](https://fsbal.com/contact-us) ## Business Accounts Tailored account options and features—remote/mobile deposit, debit card access, and clear statements—to help manage cash flow smoothly.  ### Checking Manage cash flow with tailored accounts, debit access, e-statements, and remote deposit capture. [Learn More](https://fsbal.com/business-checking?hsLang=en) ### Cards Set daily withdrawal and purchase limits, get real-time alerts, and protect your funds with easy controls. [Learn More](https://fsbal.com/business-cards?hsLang=en) ### Savings Use a savings account with daily accrual and quarterly crediting to support reserves and future investments. [Learn More](https://fsbal.com/business-savings?hsLang=en) ### CDs Lock in higher returns over a term with automatic renewal and clear withdrawal penalties. [Learn More](https://fsbal.com/business-cds?hsLang=en) ### Lending Find operating lines, equipment and real estate financing, ag loans, and more—designed to support operations and expansion. [Learn More](https://fsbal.com/business-lending?hsLang=en) [![Screenshot 2025-05-27 at 12.28.09 PM](https://fsbal.com/hs-fs/hubfs/Screenshot%202025-05-27%20at%2012.28.09%20PM.png?width=122&height=75&name=Screenshot%202025-05-27%20at%2012.28.09%20PM.png "Screenshot 2025-05-27 at 12.28.09 PM")](https://fsbal.com/?hsLang=en) We take pride in customer satisfaction as well as keeping your money at "home" where it belongs - working for you and our community. *Hometown Banking - Wherever You Are.* ![EHLlogo](https://fsbal.com/hs-fs/hubfs/EHLlogo.png?width=42&height=50&name=EHLlogo.png "EHLlogo") ![fdic](https://fsbal.com/hs-fs/hubfs/fdic.png?width=117&height=50&name=fdic.png "fdic") ### Resources - [Individuals](https://fsbal.com/individual) - [Businesses](https://fsbal.com/businesses) - [Who We Are](https://fsbal.com/who-we-are) - [Customer Education](https://fsbal.com/customer-education) - [Bank Owned Properties](https://fsbal.com/bank-owned-properties) - [Log In](https://fsbdkcal.banking.apiture.com/DigitalBanking/fx?iid=FSBDKCAL) ### Locations **Fort Payne** 2407 Gault Avenue N 500 Gault Avenue S Phone: 256-845-6101 **Rainsville** 246 Main Street E Phone: 256-638-2200 **Henagar** 17583 Hwy 75 N Phone: 256-657-2200 **Grant Office** 4770 Main Street Phone: 256-728-8000 ### Customer Service ATM available at each location. customersupport@fsbal.com Lost or stolen debit card: 1-800-383-8000  Lost or stolen credit card (Visa™, MasterCard™, and Gold MasterCard™): 1-800-325-3678 **24 hour Telephone Banking** 256-845-0882 NMLS# 435147   © 2025 First State Bank.  Member FDIC. Equal Housing Lender.   [Privacy Notice ](https://fsbal.com/privacy-notice?hsLang=en)| [Terms of Use](https://fsbal.com/terms-of-use?hsLang=en)