--- title: Community Banking Services | Commitment to Local Needs | First State Bank description: First State Bank offers personalized banking services in DeKalb, Jackson, and Marshall Counties, focusing on community support and customer satisfaction with modern banking technology. --- [Skip to Content](https://fsbal.com/who-we-are#body) ![fdic-digital-sign.blacktext](https://fsbal.com/hubfs/fdic-digital-sign.blacktext.svg) Cancel Continue [![Screenshot 2025-05-27 at 12.28.09 PM](https://fsbal.com/hs-fs/hubfs/Screenshot%202025-05-27%20at%2012.28.09%20PM.png?width=89&height=55&name=Screenshot%202025-05-27%20at%2012.28.09%20PM.png "Screenshot 2025-05-27 at 12.28.09 PM")](https://fsbal.com/?hsLang=en) Toggle Menu - [Home](https://fsbal.com) - [Individuals](https://fsbal.com/individual) Toggle children for Individuals - [Checking](https://fsbal.com/checking) - [Cards](https://fsbal.com/cards) - [CDs / IRAs](https://fsbal.com/cds-and-iras) - [Savings](https://fsbal.com/savings) - [Lending](https://fsbal.com/lending) - [Services](https://fsbal.com/services) - [Calculators](https://fsbal.com/calculators) - [Businesses](https://fsbal.com/businesses) Toggle children for Businesses - [Checking](https://fsbal.com/business-checking) - [Cards](https://fsbal.com/business-cards) - [CDs](https://fsbal.com/business-cds) - [Savings](https://fsbal.com/business-savings) - [Lending](https://fsbal.com/business-lending) - [Services](https://fsbal.com/services) - [Calculators](https://fsbal.com/calculators) - [Who We Are](https://fsbal.com/who-we-are) - [Customer Education](https://fsbal.com/customer-education) - [Bank Owned Properties](https://fsbal.com/bank-owned-properties) - [Log In](https://fsbdkcal.banking.apiture.com/DigitalBanking/fx?iid=FSBDKCAL) - Open Search Search Submit Search - [Contact Us](https://fsbal.com/contact-us) ![Test cup-1](https://fsbal.com/hs-fs/hubfs/Test%20cup-1.jpg?width=525&height=700&name=Test%20cup-1.jpg) ## History & Mission Being locally-owned and locally-operated is one of the most beneficial as well as distinguishing characteristics of First State Bank. This trait separates us from our competitors by allowing FSB the pleasure and flexibility of servicing our customers’ needs promptly and personally.  There is no reason to consult a main office in another city or state. Being locally-owned means decisions are made “at home” by management and a Board of Directors and staff who are, themselves, concerned business people and citizens in the areas we serve. At FSB, we are large enough to handle all your banking needs and at the same time, small enough to know you by name as neighbors and friends. FSB delivers the services of a true “hometown bank” while also providing you with up-to-date banking technology. We take pride in customer satisfaction as well as supporting the communities we serve. We invite you to take a moment and visit our website for a list of services offered, or better yet, visit us at on of our five locations. ![Businessman doing online banking, making a payment or purchasing goods on the internet entering his credit card details on a laptop, close up view of his hands](https://fsbal.com/hs-fs/hubfs/Businessman%20doing%20online%20banking%2c%20making%20a%20payment%20or%20purchasing%20goods%20on%20the%20internet%20entering%20his%20credit%20card%20details%20on%20a%20laptop%2c%20close%20up%20view%20of%20his%20hands.jpeg?width=1000&height=667&name=Businessman%20doing%20online%20banking%2c%20making%20a%20payment%20or%20purchasing%20goods%20on%20the%20internet%20entering%20his%20credit%20card%20details%20on%20a%20laptop%2c%20close%20up%20view%20of%20his%20hands.jpeg) ## Our Commitment To You First State Bank of DeKalb County is a community bank devoted to serving Dekalb, Jackson, and Marshall Counties and their surrounding areas. We are a full-service bank interested in promoting the well-being of the areas we serve through involvement in community and civic organizations. [![Screenshot 2025-05-27 at 12.28.09 PM](https://fsbal.com/hs-fs/hubfs/Screenshot%202025-05-27%20at%2012.28.09%20PM.png?width=122&height=75&name=Screenshot%202025-05-27%20at%2012.28.09%20PM.png "Screenshot 2025-05-27 at 12.28.09 PM")](https://fsbal.com/?hsLang=en) We take pride in customer satisfaction as well as keeping your money at "home" where it belongs - working for you and our community. *Hometown Banking - Wherever You Are.* ![EHLlogo](https://fsbal.com/hs-fs/hubfs/EHLlogo.png?width=42&height=50&name=EHLlogo.png "EHLlogo") ![fdic](https://fsbal.com/hs-fs/hubfs/fdic.png?width=117&height=50&name=fdic.png "fdic") ### Resources - [Individuals](https://fsbal.com/individual) - [Businesses](https://fsbal.com/businesses) - [Who We Are](https://fsbal.com/who-we-are) - [Customer Education](https://fsbal.com/customer-education) - [Bank Owned Properties](https://fsbal.com/bank-owned-properties) - [Log In](https://fsbdkcal.banking.apiture.com/DigitalBanking/fx?iid=FSBDKCAL) ### Locations **Fort Payne** 2407 Gault Avenue N 500 Gault Avenue S Phone: 256-845-6101 **Rainsville** 246 Main Street E Phone: 256-638-2200 **Henagar** 17583 Hwy 75 N Phone: 256-657-2200 **Grant Office** 4770 Main Street Phone: 256-728-8000 ### Customer Service ATM available at each location. customersupport@fsbal.com Lost or stolen debit card: 1-800-383-8000  Lost or stolen credit card (Visa™, MasterCard™, and Gold MasterCard™): 1-800-325-3678 **24 hour Telephone Banking** 256-845-0882 NMLS# 435147   © 2025 First State Bank.  Member FDIC. Equal Housing Lender.   [Privacy Notice ](https://fsbal.com/privacy-notice?hsLang=en)| [Terms of Use](https://fsbal.com/terms-of-use?hsLang=en)